Author: Saumya Modi

Delimitation refers to the process of readjusting the boundaries of parliamentary or assembly constituencies in order to allocate seats based on population representation. The primary objective is to ensure that each representative, whether a member of the Parliament or the state legislature, represents an equal number of constituents. To accomplish this, the Constitution of India mandates that delimitation should take place following a Census, which is an official survey to determine population figures. However, the scheduled Census for 2021 was postponed initially due to the COVID-19 pandemic. Subsequently, the current government led by Prime Minister Narendra Modi has yet to…

India, a country known for its rich cultural diversity, finds itself at a crossroads when it comes to the issue of personal laws. Article 44 of the Indian Constitution advocates for a Uniform Civil Code (UCC) principle, aiming to establish a just and equal framework of rights applicable throughout the entire nation. While this principle is not legally enforceable, it serves as a guiding directive for state policy. However, the implementation of a uniform code faces challenges due to the existence of various personal laws followed by different religious groups, creating a complex landscape of regulations and practices. Meghalaya Opposes…

In response to a significant fraud that occurred at Punjab and Maharashtra Co-operative Bank, specific actions were taken that also had implications for other banks. The repercussions of the fraud spread to Lakshmi Vilas Bank and Yes Bank, putting them under pressure and necessitating their restructuring. To address client concerns and protect their interests in the event of a bank failure, the Deposit Insurance and Credit Guarantee Corporation (DICGC) Act was amended. The DICGC was established in 1978, following Parliament’s adoption of the Deposit Insurance and Credit Guarantee Corporation Act of 1961. The Deposit Insurance Corporation (DIC) and the Credit…

In light of the reforms implemented by the Modi government and a surge in domestic manufacturing, Capital Group, a financial services company based in the United States, has expressed the view that India possesses greater appeal compared to other emerging markets. This sentiment stems from the vast array of opportunities available across various sectors, ranging from real estate and financial services to telecom. India’s Economic Momentum Highlighted Globally Although acknowledging that the stock markets in India, as indicated by the Sensex and Nifty reaching record highs in recent weeks, may be overvalued, numerous positive factors are at play. Capital Group…

ASEAN, officially an abbreviation of the Association of Southeast Asian Nations, is a political and economic union of 10 member states in Southeast Asia.  The “Zero Tolerance Approach” to Terrorism During his participation in the ASEAN Regional Forum (ARF) Ministerial Meeting held in Indonesia’s capital, the External Affairs Minister of India, S Jaishankar, emphasized India’s commitment to addressing global challenges by promoting international collaboration and denouncing terrorism. He subtly urged member nations to adopt an unequivocal stance on counter-terrorism by implementing a comprehensive, unified, and unwavering approach, which encompasses actions such as dismantling terrorist sanctuaries and disrupting their financial networks.…

Introduction to Unified Payments Interface The Unified Payments Interface (UPI) is a real-time payment system in India that allows individuals to instantly transfer funds between bank accounts using a mobile platform. Launched in 2016 by the National Payments Corporation of India (NPCI), UPI has revolutionized the way people make transactions in the country. Several leading Indian banks have adopted UPI, and numerous third-party payment apps have integrated the UPI infrastructure into their platforms, providing users with a wide range of options to choose from. The system has witnessed exponential growth since its inception, processing billions of transactions and contributing to…

India has embarked on two lunar missions in its space exploration endeavours. The first mission, Chandrayaan, was launched on October 22, 2008. This mission gained significant recognition for its groundbreaking discovery of water on the moon, leading to further important findings. The second mission, Chandrayaan-2, was launched on July 22, 2019. While the lander successfully reached the lunar orbit, unfortunately, it encountered a setback and was lost just 2.1 km above the moon’s surface. Now, with the lessons learned from past failures, India is preparing for the Chandrayaan-3 mission. The Indian Space Research Organisation (ISRO) is optimistic that this latest…

Monsoon season in India is a crucial period for agriculture and water resources. However, in recent years, the country has been witnessing extreme weather events, and the monsoon season of 2024 is no exception. Parts of India have been put on high alert due to heavy monsoon rains, which have resulted in flooding, landslides, and disruptions to normal life. This article aims to provide an overview of the recent heavy monsoon alert in parts of India in 2024. Monsoon Effects Heavy rainfall has been ongoing in various parts of India, including Himachal Pradesh, Punjab, and Haryana. In response to the…

The Khalistan Movement in India: History The Khalistan movement, which seeks a separate homeland for Sikhs in India, is banned in India and considered a serious security threat by the government. Some groups associated with the movement are even labelled as “terrorist organizations” under India’s laws. However, there are Sikhs, especially in Canada, Britain, and Australia, who feel sympathetic towards the Khalistan cause. In the past, supporters of the movement have vandalized Indian consulates in the UK and the US, replacing the Indian flag with the Khalistan emblem. Protests have also erupted in Canada, where the police are actively searching…

SEBI and Investors’ Role Investors serve as the vital lifeline of the market, continuously sustaining it through their provision of precise supplies, and accurate information, and safeguarding the interests of individuals on a daily basis. The Securities and Exchange Board of India (SEBI) plays a crucial role in assisting investors by establishing an environment free from malpractices, aimed at attracting and safeguarding the investments made by individuals in the market. In order to provide an efficient platform to investors to raise their complaints pertaining to the securities market, SEBI Complaint Redressal System (SCORES) was designed. It is an online platform…